Business Insurance Quote Request Form

It's essential that all the information you provide is correct. If it isn't, your insurance policy may not be valid and we may refuse to pay any claims made.

Please tell us about your business

Tell us how long you have been running a business of this type. This includes the current business and previous businesses of the same type that you ran immediately before. Try to be as accurate as possible so that we can get you the best price.

This is the total amount derived from all sales and/or services that the business carries out in a financial year.

NOTE: this figure should also include the cost of materials where you are required to provide these for your contracts.

Please enter your contact details

HS Direct Insurance Services would like your phone number so their expert insurance team can give you a call to help you through your quote and answer any questions. Insurance can be complex and it's important you find the right policy, so they are here to help. Don't worry, there's no obligation to buy.

Please tell us about your employees

An employee is an individual who works part-time or full-time under a contract of employment.

You can answer 'None' here if you only employ temporary or casual workers on a short-term basis (where they're working less than 50 days a year).

These are subcontractors who are contracted by you but who work under their own direction using their own tools and materials. They tend to be specialists in a specific skill or trade.

Cover Options

Protection if you are responsible for an injury to a member of the public or damage to their property, including through the supply of goods

Public liability includes cover against death or bodily injury to third party persons, or third party property from incidents arising from your business activities.

Product liability covers the supply of goods to someone else which through your negligence causes injury or damage. It includes solicitors fees and all costs and litigation expenses, damages and claimant costs which you would be legally liable for.

Protection if an employee blames you for an injury or illness they suffer because of their work. Any business that has employees is required to have this by law. The standard limit of indemnity is £10,000,000

Contents cover protects your equipment, furniture and fixtures and fittings (such as shelving and display cases) against theft, vandalism or damage caused by fire or flood

Stock cover protects the items you sell against theft, vandalism or damage caused by fire or flood.

Tenants' improvements are changes to the structure of the property you have paid for. Examples may include partition walls or wooden flooring. Buildings cover protects your building against damage.

Cover for certain legal expenses or prosecution fees arising from day-to-day business activities. This will also provide tax and compliance cover.

By submiting this form, you agree to our terms and conditions available here.

I don't have Microsoft Office or Microsoft Word, what should I do?

If you don't have Microsoft Office, or Microsoft Word installed on your PC or Mac, don't worry - you can still use our products. You can get a free alternative from Open Office.

Open Office Org is open-source developed alternative to Microsoft Office, developed by a large software company called Oracle. Open Source means the company who build the software, allow 100% use of it, 100% free.

Since Open Office is specifically developed to be exactly the same as Microsoft Office, with all the same programs in the suite (Eg: Word, Excel, Access and Power Point) - it will freely open any Microsoft Office file-format. Meaning, just because a document was written in Microsoft Word, doesn't mean it can't be opened in another program. Open Office will do that, and vise versa.

To download and install Open Office;

  1. Go to
  2. On the left hand side, click 'I want to download Open Office'. In the green box, click the main link which starts with 'Start downloading'
    • Windows Only:When the program has downloaded, click Install and wait for the program to install.
    • MAC OSX Only:When the program has downloaded, a notification box will pop up with an arrow from the Open Office Icon to the Applications Folder in Finder, drag the icon to the Applications folder to install the program.
  3. You are now ready to use Open Office, and the documents you have purchased from us.